10 Best Franchises Under $10K You Can Start from Home (2025 Edition)

Are you looking to break free from your 9-to-5 grind, start a business that aligns with your lifestyle, or finally explore entrepreneurship—but you’re working with a limited budget? You’re not alone. In fact, some of the most successful small business owners started with lean resources and focused ambition. Fortunately, today’s franchise market includes high-quality, home-based franchise options that cost less than $10,000 to get started.

Whether you’re a parent looking for flexible income, a tech-savvy professional who wants to run a business from a laptop, or a veteran ready to build a new career, this list of affordable franchises is built for you. All of these companies offer real systems, training, and support—and none require massive capital, commercial space, or a huge staff. These aren’t fly-by-night ideas; they are legitimate businesses that have been tested by entrepreneurs across the country.

In this guide, we’ll explore 10 of the best franchises under $10K that you can run from home. These businesses cover everything from AI and mobile apps to commercial cleaning, fitness, publishing, and home inspections. You’ll find something for nearly every skill set, interest, and lifestyle. Most importantly, these franchises offer a clear path to recurring income and long-term stability without breaking the bank.

Advisory Capital Brokerage

Advisory Capital Brokerage offers a home-based opportunity to become a commercial loan broker. You'll be trained to match businesses with funding by accessing over 100+ lenders and 100+ financial products. The company includes a proprietary CRM and a liaison team for coaching and support. You can complete training either self-paced or in a 2-day live format. The cost is $9,995 or split into two payments of $5,995. Included is a digital brand package with custom email, website, hosting, SEO, and social media setup. This is a solid business services franchise that lets you tap into a highly in-demand market with recurring income potential.

Eazi-Apps

Eazi-Apps gives you the ability to launch a mobile app development business with no coding required. Its white-label app builder allows you to quickly create and sell mobile apps to small businesses. With a total investment just under $10K, this digital franchise includes comprehensive training, marketing tools, and a content management system. It’s perfect for individuals with a sales or marketing background. The platform is versatile and serves industries like restaurants, salons, gyms, and more. Eazi-Apps gives you the ability to scale quickly and work from anywhere. It’s a great fit for tech-savvy entrepreneurs looking for flexibility.

SocialOwl

SocialOwl is a social media marketing franchise that allows you to start a digital agency without the stress of setup. You’ll sell social media services to local businesses using their white-label platform. One standout feature is its affordability—there’s no upfront franchise fee, just a $279/month plan or $1,997 annually. The system includes proprietary tools, templates, and content calendars. You'll get training and support to help you generate monthly recurring revenue. It’s ideal for someone looking to manage multiple clients and build long-term relationships in their local area. SocialOwl makes it easy to build a sustainable business from home.

SiteSwan Website Builder

SiteSwan offers a simple yet powerful website builder platform that allows you to start your own web design agency. It’s a reseller model, so you can white-label everything as your own brand. Plans start at $149/month and go up to $300/month, with no large upfront franchise fee. You don’t need to know how to code or have prior design experience. Training, templates, and ongoing updates are included. Many SiteSwan users pair the platform with digital marketing services for extra revenue. If you're looking for a low-cost, service-based business with big upside, this is worth a look.

Inspections Over Coffee

Inspections Over Coffee is a modern, affordable home inspection franchise with startup costs under $10,000. It combines high-end client service with streamlined operations, allowing you to run a serious business without corporate stiffness. Franchisees receive full training, inspection templates, automation tools, and digital systems to handle scheduling, reports, and marketing. It’s ideal for former tradespeople, veterans, or anyone who wants a professional service business without heavy overhead. The model includes recurring referral systems with real estate agents and full backend support. With a strong brand and efficient systems, this franchise is built for quick ramp-up and long-term success.

MobileStamp

MobileStamp is a franchise platform that lets you build and sell loyalty programs to small businesses. You can brand everything under your own name with their white-label licensing. Set up mobile punch cards, QR-based check-ins, digital deals, and social rewards—all from a browser dashboard. The model is simple to use, low-cost, and scalable with monthly recurring income. You control your pricing and keep 100% of your earnings. It's ideal for someone looking to serve local restaurants, cafes, or salons. No tech or sales experience is needed.

Corvus Janitorial

Corvus Janitorial has provided commercial cleaning franchises for over 20 years. Their franchise model starts at $7,500 and includes in-house financing options. Franchisees are provided with state-of-the-art cleaning equipment, including hospital-grade disinfectants and electrostatic sprayers. Training is included, and franchisees often get access to pre-assigned accounts. This business can scale quickly, especially in cities and metro areas. It's perfect for someone who wants to work in-person, build a team, and tap into recession-resistant demand. Many franchisees grow into multi-crew operations within 12–18 months.

Buildingstars

Buildingstars is another strong option in the commercial cleaning space, but with a unique twist. Their franchise starts at just $750 and includes pre-arranged accounts that generate between $1,000–$5,000 in monthly revenue. Unlike other models, Buildingstars focuses strictly on cleaning office buildings—no residential, no nightclubs, no one-offs. This keeps your work more consistent and less stressful. You can start part-time and grow into a full team model. It’s low-investment, fast-start, and backed by a company that provides strong business development support. Ideal for first-time entrepreneurs looking for stability and speed.

N2 Publishing

N2 Publishing offers a publishing and advertising sales franchise with a startup cost starting around $975. The company specializes in creating high-end community publications, where you work with local businesses to sell advertising and connect them to affluent neighborhoods. You’ll receive training, production tools, and mentorship from their large network. This model is ideal for social people, sales pros, or anyone involved in their local community. It’s a low-overhead, high-impact business that allows you to build local authority. N2 has been in business for over a decade with hundreds of franchisees across the country.

Momleta

Momleta is a fitness and wellness franchise designed specifically for mothers. The franchise costs just $5,000 and includes a full training kit, instructor certification pathway, and exclusive territory. You’ll lead fitness classes designed for women with young children and build a community-focused brand. No prior fitness experience is required—just a passion for wellness and community. They offer one-on-one coaching to help you build recurring revenue and attract new clients. Best of all, there are no royalties on gross income. Momleta is perfect for fitness-minded moms who want a flexible, mission-driven business.

Final Thoughts

As you can see, breaking into business ownership doesn't require a six-figure investment. These 10 franchises under $10K each provide real tools, proven systems, and the opportunity to generate real income on your own terms. Whether you're interested in tech, real estate, cleaning, publishing, or fitness, there is a home-based franchise on this list that can align with your goals and skills.

These opportunities also offer long-term scalability. Some can be run as part-time solo operations; others can grow into full-scale teams with steady monthly cash flow. The key is finding one that fits your vision, your work ethic, and the type of clients you want to serve. The companies featured above provide training, automation, marketing tools, and personal support—so you're never starting from scratch.

If the idea of working for yourself and building something of your own excites you, now’s the time to take the first step. Start by requesting more information from the franchise that caught your eye. Book a call, attend a discovery session, or review their FDD. Your future business might just cost less than your next vacation—but pay you back for years to come.